Whenever a new teammate starts, it’s important to tell them the exact date their coverage begins.If insurance is activated after their first day, knowing that simple fact will help them prevent a lapse in coverage for themselves and their families.
For more information on what’s covered download our Summary of Cover.
If you need a higher level of cover we have Saga Tailor Made Home Insurance that offers higher levels of buildings and worldwide contents cover and includes accidental damage cover as standard.
Under the law, the 90 days are just that — 90 consecutive calendar days.
That means weekends and holidays are swept up in the final count.
“I need somebody to love,” sang the Beatles, and they got it right.
Love and health are intertwined in surprising ways.A warm welcome also helps people feel more in control at a time when things are already so new and tumultuous. If you have a company that has high turnover, you may consider lengthening the waiting period closer to the 90-day upper limit.But if the opposite situation is true, it may be wise to begin benefits right after your new team member starts.90 days is the maximum amount of time you can wait before activating your employee’s health benefits.If the 91st day falls on a non-workday, coverage needs to be switched on before that day or on the exact weekend or holiday the 91st falls on.Because of the individual insurance mandate, your new team member should already have coverage.Oregon Health Plan (OHP) members must update their information to make sure they still qualify for health coverage.