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Younger respondents were also more willing to chat about most of the other taboo topics, including their rent/mortgage payment, their salaries and the details of their love lives.

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The only other topic that makes people hold their tongues that much? Americans are more comfortable talking about politics, their religious views and their ages than they are talking about how much debt they carry on their credit cards, according to a new poll conducted for Credit

The poll also found Americans less willing to talk about their debt than they were five years ago, when the recession was just beginning to take shape.

Not only are they unwilling to talk about their debt with strangers, a growing number are hiding financial problems from their spouses, family members and friends, says Michael Mc Auliffe, president of Family Credit Management, a Chicago-based nonprofit consumer credit counseling agency. "Clients would tell us they were spending $100 to go out on a Saturday night because they didn't want to tell their friends what was going on," Mc Auliffe says.

"On the other hand, I've seen relationships damaged because clients don't want to say anything to their friends, so they just keep turning down invitations and avoiding them." Credit counselors say they're not surprised that credit card debt is more taboo than it was five years ago, when more people carried a balance.

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According to the old saying, you shouldn't talk about religion or politics in polite company.Participants were asked, "how likely you would be to talk openly to someone you've just met about this topic? They were asked to say whether they were very likely, somewhat likely, somewhat unlikely, or very unlikely to discuss a topic.Combining the "somewhat unlikely" and "very unlikely" responses, these are most-taboo topics: Debt perceived as personal failure Larry Compeau, professor of consumer behavior at Clarkson University in Potsdam, N.'" Younger people more open The poll found that the older you are, the more reluctant you may be to talk about your credit card debt.About 87 percent of those ages 50 to 64 said they were uncomfortable with the topic, compared to 79 percent of those ages 18 to 24."It's easier to open up when you know that everybody else is in the same boat," says Bruce Mc Clary, spokesman for Clear Point Credit Counseling Solutions, a nonprofit consumer credit counseling service.

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