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This is informational only and does not replace the advice of an attorney.

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door-to-door sales or at locations that are not the seller’s permanent place of business.

Under the Cooling-off Rule the seller must tell you of your right to cancel at the time of your transaction and give you copies of the cancellation form.

For these contracts, the buyer can cancel the transaction before midnight of the 5th business day after the transaction.

Also, if the buyer is 65 or older, they can cancel until midnight on the 7th day after the transaction. Business days include all days except Sundays and certain holidays.

In most cases, there is no cooling off period after signing a contract. In Maryland, the Door-to-Door Sales Act provides for a 3-day right of recission for certain contracts that resulted from door-to-door solicitations.

The FTC also has a Cooling-off Rule that applies to purchases made at your home, e.g.Statute of Limitations – In Maryland, the usual Statute of Limitations for filing suit for breach of contract is 3 years, though there are some exceptions.Read the Law: Maryland Code, Courts and Judicial Proceedings, Section 5-101 Three-Day Cooling off Period – People often think that all contracts allow a three-day cooling off period to cancel.Proving fraud can be difficult; there will usually have to be an outright lie or a substantial omission in the contract.Breach of Contract – A Breach of Contract occurs when one party fails to live up to their part of the contract.Contracts can be a huge source of confusion and a cause for a wide range of legal questions.

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